Privacy and Security for Internet Banking

AgStar takes extensive measures to protect your privacy and security when you use Internet Banking. When you are logged in for an Internet Banking session, all the data transmitted to and from AgStar is encrypted according to banking industry standards.

You can further protect your personal information by taking these additional precautions.

Internet Banking Do's and Don’ts


  • Do regularly review your statements.
  • Do change your username and password regularly.
  • Do choose passwords with a combination of letters, numbers and special characters.
  • AgStar requires a minimum User ID of 8 characters and it must include at least one number and 1 special character.
  • Do carefully protect your Internet Banking username and password.
  • Do protect your answers to security questions.
  • Do be careful who you give access to your account.  Improper use can lead to ID theft, malware, spam and phishing attempts. 
  • Do select security questions and answers that will be easy for you to remember but hard for others to guess.
  • Do check for indications that you are on secure websites before providing personal financial information online. Look for the “lock” symbol on your web browser or make sure the site’s URL includes an “s” for secure: https://
  • Do log off of Internet Banking and other websites where you conduct financial transaction when you are done with your session.
  • Do use caution when accessing Internet Banking from public Wi-Fi hotspots—especially those offered for free. Look for indications that the Wi-Fi connection is legitimate and offered by someone you trust.
  • Do beware of phishing emails or text messages:  If you don’t know what it is or what it does, don’t click on it – Think before you click!  (
  • Do beware of social engineering attempts to steal your identity, login credentials, or account information.
  • Do keep your devices up to date – firmware/OS, windows updates, software patches, AV, etc.
  • Do use a personal firewall
  • Do get and review your free credit report each year. (


    • Don’t use your Social Security number, phone numbers or birthday as a username or password.
    • Don’t use your Internet Banking username and password as credentials for other online accounts. Try not to use the same security questions and answers from one site to the next.
    • Don’t write down or share with anyone your Internet Banking username or password.
    • Don’t write down your security questions or answers. Don’t share them with anyone.
    • Don’t stay logged in to websites where you have used your credit card or other personal financial information. If you can’t log off, close your browser window.
    • Don’t allow your laptop (or mobile phone) to automatically connect to Wi-Fi networks. Only connect to Wi-Fi signals that you trust.

    Mobile Banking
    Advanced Internet Banking 

    Frequently Asked Questions
    Privacy and Security For Internet Banking

    Want to do more online?
    Advanced Internet Banking lets you complete all the same tasks as Internet Banking, but it has several added advanced features and Business Apps. Enjoy the same convenience, security and support with even more functionality! 

    System Requirements
    Supported Browsers:
    (click the link to upgrade to a supported version)

    Questions? Let us Help:
    ACES at 800-705-6603 or  ACES is available from 7:30 am – 5:00 pm CT, Monday – Friday.


    Dual Factor Authentication