Real Estate Loans

Are you looking for tillable cropland or to construct an outbuilding on your farm? 

Whether you farm full-time or part-time, we provide the most flexible financing to purchase or refinance tillable farmland and construct or purchase outbuildings and facilities on your farm.

Our real estate loans feature easy interest rate conversions and the ability to segment your loan into multiple sub-loans giving you different interest rates or maturities for your unique situation.

Interested in viewing recent farmland sales by county in MN and WI?
You can find that information in our Land Sales Summary tool.

Fixed Rate

  • 5 - 30 year maturities.
  • Consistent payments throughout the life of the loan helping manage your interest risk.

Variable Rate

  • Monthly variable rates and adjustable rates at yearly intervals.
  • Conversion feature lets you update your interest rate program without the cost or time it takes to do a traditional refinancing.

Revolving Line of Credit

  • Borrow funds for land purchases or other business needs with 5 or 10 year draw periods followed by an amortized loan.
  • Pay interest only on money disbursed during the revolving term, not on entire amount.
  • Leave loan balance on a variable rate of interest during the draw period then lock in a fixed rate on all or part of the principal.

Contact Us
To find out more about our real estate loans for tillable farmland, fill out the form below or call 1-866-577-1831. If you are you looking for a lot to build a home on, visit our Home Mortgages page. 

Top Considerations in Purchasing Farmland
Real Estate Loan eBook

If you're thinking about buying farmland, is now the right time? Download our ebook for the most important steps to help you make the best decision for your business.

Download the Purchasing Farmland eBook


Interest Rate Trends
AgStar offers multiple agricultural loan rate options to give you the flexibility you need. This chart shows representative rates over time. For an individual analysis and rate quote, please contact your AgStar FSO.

Weekly Rate Chart
Interest Rate Trends


Tools & Calculators

Interactive financial tools to help you run your farm like a business.
  • Land Sales Summary Report
    Interested in historical land sales in MN and WI? Focused on farmland sales only, our Land Sales Summary tool can provide a summary of land sales with location, date, total acres and price per acre. Simply select the state, county and date range of information you are searching for. 
  • Loan Amortization Calculator
    Calculates payment amount, loan amount or loan term in years based on either monthly, quarterly, semi-annual or annual payment structures.  You can even view an amortization schedule.
  • Loan Comparison Calculator
    Calculates your estimated change in the first year interest, payment and total payment amount.  Use this convenient resource when considering a refinance or a conversion to one of our product options.

AgStar Service Area

AgStar Service Area Minnesota Counties Aitkin, Anoka, Benton, Blue Earth, Brown, Carlton, Carver, Cass, Chisago, Cook, Cottonwood, Crow Wing, Dakota, Dodge, Faribault, Fillmore, Freeborn, Goodhue, Hennepin, Houston, Isanti, Itasca, Jackson, Kanabec, Lake, LeSueur, Martin, McLeod, Mille Lacs, Morrison, Mower, Murray, Nicollet, Nobles, Olmsted, Pine, Pipestone, Ramsey, Rice, Rock, Scott, Sherburne, Sibley, St. Louis, Stearns, Steele, Todd, Wabasha, Waseca, Washington, Watonwan, Winona and Wright.

Wisconsin Counties Ashland, Barron, Bayfield, Burnett, Chippewa, Douglas, Dunn, Eau Claire, Iron, Pepin, Pierce, Polk, Rusk, Sawyer, St. Croix and Washburn.